🚀 Now in Private Beta

Modernize Your Group Savings

NjangiPay is the ultimate platform for managing Njangi, Sou-Sou, and ROSCAs. Automate contributions, track cycles in real-time, and ensure everyone gets paid securely.

NjangiPay Mobile App on Smartphone

Transparent & Active cycle tracking

Every member has a clear, real-time view of the group's health. See who has paid, who is pending, and track the total pot as it grows.

Active Cycle: Group Alpha Active
Total Pot $5,000
  • NT
    Ndifor T. (Cameroon)
    Paid
  • CO
    Chinedu O. (Nigeria)
    Paid
  • TM
    Thabo M. (South Africa)
    Pending

Why Choose NjangiPay?

We've digitized traditional group savings to eliminate the stress, fraud, and friction of manual management.

Automated Tracking

No more spreadsheets. NjangiPay automatically calculates rotation schedules, contribution due dates, and payout timelines.

Bank-Grade Security

Integrated with Interac and Plaid for secure deposits and withdrawals. Your funds and identity are always protected.

Real-time Transparency

Every member has a clear view of who has paid, who is next in line, and the overall health of the group's savings cycle.

How It Works

Start your group savings cycle in minutes.

1

Create a Group

Set the contribution amount, frequency, and maximum members.

2

Invite Friends

Share a unique invite link. Members join and get their rotation position.

3

Contribute

Receive automated reminders and pay securely via Interac e-Transfer.

4

Get Paid

When it's your turn, the total pot is automatically transferred to your linked bank account.

Bank-Grade Security

Your trust is our top priority. We employ enterprise-level security to keep your funds and identity safe.

FINTRAC Compliant

Registered as a precise Money Services Business (MSB), adhering strictly to global financial regulatory standard requirements.

Plaid & Nuvei

Seamless automated Interac e-Transfer integrations via Nuvei alongside state-of-the-art Plaid identity verification (IDV).

Biometric Security

Your app access is protected and uniquely encrypted by local device biometric data (FaceID & Fingerprint) meaning zero passwords to steal.

Join The Waitlist

Be the first to experience the future of African group savings. Secure your spot today.